Terms of Service

1. Who we are

The Gold AI platform ("Platform") is operated by Geofaith Capital Limited, a company incorporated in Saint Lucia (registration no. IBC No. 2024-00032), registered office Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia ("we", "us"). By creating an account you ("you", "Client") agree to these Terms, our Privacy Policy and our Risk Disclosure.

2. Eligibility

• You must be at least 18 years old and legally able to enter into contracts.
• You must not use the Platform where doing so is prohibited by the laws that apply to you. You are responsible for checking this.
• We may refuse or close any account at our discretion, including where identity verification (KYC) is not completed.

3. The service

The Platform provides software that monitors and, where you authorise it, places trades on a MetaTrader 5 account that you open and own at a broker of your choice, using rule-based strategies developed by us. Your funds remain at your broker at all times; we never hold or receive your trading capital.

We do not provide personal investment advice. Strategy results shown on our websites are historical or illustrative and are not a promise of future results.

4. Your broker account and credentials

• You may connect an account with an investor (read-only) password or with a master (trading) password. By providing a master password you authorise the Platform to open, modify and close positions on that account under the risk settings agreed with you.
• Credentials are stored encrypted and are used only by our servers to connect to your account. You may remove an account at any time; this deletes the stored password.
• You remain responsible for your broker relationship, including deposits, withdrawals, margin, swaps, commissions and the broker's own terms.

5. Fees — profit share

Unless otherwise agreed in writing, our fee is a share of trading profit as set out in your individual deal (shown in your dashboard under My Deal). Profit is measured per settlement period on your account equity, excluding your deposits and withdrawals.

Where a high-water mark applies, a fee is charged only on cumulative profit above the previous highest level; losses must be recovered before any new fee is due. Invoices are payable within 7 days. If an invoice is not paid we may pause new trading on your account until it is settled.

6. Partners and referrals

Partners (IBs) who introduce clients may receive a commission paid out of our fee, never out of the client's funds. Commissions become payable only after the related client invoice has been paid, and payouts require completed identity verification. We may change the commission plan for future periods with notice, and may withhold commissions obtained through fraud, self-referral or misleading marketing.

7. Acceptable use

• Keep your login details and two-factor authentication secure; you are responsible for activity on your account.
• Do not attempt to reverse-engineer, copy or resell our strategies or software, or interfere with the Platform's security.
• Do not provide false identity information or use the Platform for money laundering or any unlawful purpose.

8. Risk and no guarantee

Trading leveraged products involves substantial risk of loss. Automated trading can fail because of market gaps, broker execution, connectivity, software errors or other events beyond our control. You accept these risks as described in the Risk Disclosure. We do not guarantee any profit or that losses will be limited to any amount.

9. Limitation of liability

To the maximum extent permitted by law, we are not liable for trading losses, lost profits or indirect losses arising from your use of the Platform. Our total liability for any claim is limited to the fees you paid us in the 12 months before the event giving rise to the claim. Nothing in these Terms limits liability that cannot be limited by law.

10. Suspension and termination

You may stop using the Platform and remove your accounts at any time; fees for completed periods remain payable. We may suspend or terminate access for breach of these Terms, unpaid invoices, failed verification or legal requirements. Open positions remain on your broker account and are your responsibility after termination.

11. Changes

We may update these Terms. When we do, we will publish the new version on this page and ask you to accept it before you continue using the Platform.

12. Governing law and contact

These Terms are governed by the laws of Saint Lucia, and its courts have jurisdiction over any dispute, unless mandatory local law requires otherwise. Questions: [email protected].